Welcome to the California Home & Business Funding website.
Your resource for business and real estate loans.
Your success is our priority
We offer proven expertise in real estate lending, and a diverse array of business funding programs.
First home, seasoned investment, or scaling business—we provide the blueprint for your success.
Get expert guidance and unshakeable support at every turn.
Our many years of experience and network of industry specialists are at your service.
Stella G Croxon - NMLS #238972
Our lending solutions
We offer specialized lending services designed to meet diverse financial needs. Our approach focuses on understanding your unique requirements to provide effective and practical funding solutions for your home, business, or commercial funding goals.
We are honored to collaborate with the following industry leaders
Residential real estate loans
Customized solutions designed to meet all your real estate and home loan funding needs.
Enjoy competitive rates and personalized options, including:
Home Purchases, Refinancing, HELOCs, Renovation Financing. Programs for First-Time Buyers, VA, FHA, USDA, DSCR, and Bank Statement loans.
And our specialized programs:
- FHA VOE-Only
- EEP - Earned Equity Program
Small business financing
Discover solutions designed to bring your entrepreneurial dreams to life, including:
- Working Capital,
- Lines of Credit,
- Term Loans, SBA Loans.
- Equipment Financing.
- Commercial Real Estate.
SBA 504 Financing
- The ability to handle projects up to $20 million, accomodating a broad range of commercial needs.
- Minimal down payment requirements, as low as 10%, allowing up to 90% combined loan-to-value financing.
- Offering long-term stability with 25 and 30 year fully amortizing loans.
- Choose between fixed and variable interest rate options to best suit your financial strategy.
- Must meet specific SBA eligible lending criteria to qualify.
Expert guidance at your fingertips
With almost three decades of experience, we pride ourselves on being a trusted resource for all your lending needs. Our team, backed by a robust network of specialists, is committed to providing insightful advice and seamless solutions for residential, small business, and commercial financing.
Common questions, expert answers
Clients often ask, "How much home can I qualify to buy?" or express needs like, "I need funding to expand my small business," or "I need an SBA loan for property purchase or business expansion." We address these and many more with personalized strategies and proven solutions.
